Hazrath Ali (R.A) said there is a difference between fortune estimation and fate or destiny.
Your problems, hurdles, and blockages come because of your own bad deeds and sins and wrong decisions it is in your own hands and you yourself write your future with your deeds.
And fate and destiny come in divine decree, it is Allah who has written it and no one can change them.
Can you change your mother who has given you birth?
Because this is decided and final and no one can change it.
One man came with a lot of stress and asked Hazrath Ali (R.A)
that I got a massive business loss and I am doomed.
Why Allah has done this to me?
What he got by doing this to me?
Imam Ali (R.A) answered Allah never harms and creates a loss for anybody.
Before you are born he has written success, provision, and good health in your fortune but it is because of your bad deeds, sins, and wrong decisions you have changed everything, you have invited satan into your life and he is not responsible for this.
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